Be careful...

I know there are some times when you may need credit. I did. Right out of college, I couldn't finance my truck, because I had no credit and no one trusted me. You must be careful though. Credit cards and loans can cause many problems from stress to depression. I know a someone who stressed so much over credit problems, she constantly suffered from ulsers, migraiess, and other medical conditions. If you do need financial help, it is important to completely know what you are getting into. You should never get in "over your head." I did finally get a finance company to finance my truck at a ridiculous interest rate, but after a few months, I refinance at a much lower rate at a credit union. I now have very good credit. If you do need temporary help, try this payday loans archive, but remember, be careful and stay healthy.